How We Rank Products
Effective Date: August 7, 2026
At Bankihub, we believe users deserve transparent rankings — not paid placements.
Our ranking methodology is designed to help users discover products that best match their needs while maintaining fairness and objectivity.
Ranking Factors
Product rankings may consider one or more of the following factors:
Product Features
- Interest rates
- Annual fees
- Cashback
- Rewards
- Profit rates (for Islamic products)
- Grace periods
- Credit limits
- Account benefits
Customer Value
We evaluate how much value a product delivers relative to its costs, including:
- Cost of ownership
- Long-term benefits
- Reward potential
- Ease of qualification
Eligibility
Some products are more accessible than others. Eligibility considerations may include:
- Minimum income
- Employment requirements
- Age restrictions
- Residency requirements
- Documentation requirements
Transparency
Products with clear pricing, well-defined fees, and transparent terms may receive higher rankings than products with limited or unclear information.
User Preferences
When users interact with Bankihub or our AI assistant, rankings may be personalized based on information such as:
- Financial goals
- Income range
- Spending habits
- Product preferences
- Banking needs
Personalized rankings are intended to improve relevance and do not imply endorsement.
Commercial Relationships
Banks cannot purchase higher rankings on Bankihub.
While we may receive referral or marketing compensation from participating financial institutions, such relationships do not directly determine product rankings.
Sponsored placements, where applicable, will always be clearly identified.
Product Availability
Not every banking product available in the market may appear on Bankihub.
Products are displayed based on available data, partnerships, market coverage, and our ability to maintain accurate product information.
Continuous Updates
Our ranking methodology evolves as banking products, market conditions, and customer expectations change.
We regularly review our algorithms and evaluation criteria to improve the quality and fairness of our rankings.